Licensed By CBN Built for salary earners, households, and SMEs

Get a Loan in minutes.

Compare payday, personal, and SME offers in naira, preview repayment before you apply, and complete your request from your phone.

See repayment
₦50m
SME support
12m
Popular tenure
100%
Online
Live request
#CL-88213
Requested amount
Rate
4.1% / mo
Tenure
12 months
Status

Bank transfer

Same day

Location

Nigeria

Repayment calculator

See your repayment before you apply

Drag the sliders and switch products. Your monthly repayment updates instantly.

Monthly repayment

Loan type
Interest
Total repayment
Apply now

Loan options

Pick the product that fits the job.

Choose from salary-backed loans, household finance, and working-capital support designed for Nigerian borrowers.

₦

Payday Loan

Specifically for salary earners and civil servants.

NGN 20,000 - NGN 500,000

Apply
₦

Personal Loan

For personal needs, school fees, rent, and emergencies.

NGN 100,000 - NGN 1,500,000

Apply
₦

SME Loan

Working capital and growth support for small businesses.

NGN 200,000 - NGN 50,000,000

Apply

How it works

Four clear steps. No branch visit.

01

Choose amount

Pick a loan type, amount, and tenure in naira.

02

Verify safely

Confirm email, identity, and income through the right channel.

03

Get reviewed

Your request enters the Lending Hub workflow for checks.

04

Receive funds

Approved loans are disbursed and tracked through repayment.

Borrowers like you

Real people, practical repayment plans

₦
★★★★★

"I checked my repayment first, verified my details, and completed everything online."

Adaeze O.
Payday Loan · Lagos

Manage every loan from your pocket

Track repayments, set up collections, liquidate early, and apply for your next loan from the customer dashboard.

Customer Login
₦
Next repayment
₦82,400

FAQ

Questions, answered

Who can apply for a loan? +

Any eligible Nigerian resident with a valid identity profile and active account can apply. Salary loans may require payroll or WACS eligibility checks.

How fast will I get my money? +

Eligible WACS salary loans can move quickly. Lending Hub applications follow the configured review, approval, and disbursement workflow.

What documents do I need? +

The product you choose determines amount range, tenure, requirements, and review parameters.

Are there hidden charges? +

No. Product rates, fees, tenure, and repayment parameters are configured upfront in the Lending Hub.